X
Menu

You will be amazed when you hear…

The Little Known Secret That Will Blow The Lid Off Everything You Thought You Knew About Money


There is a little known element of the financial world that is stealing your money and has been doing so for years. I’m here to show you how to control it and gain the peace and satisfaction that comes from true financial security.

Know Thyself!

Get my own FREE personalised Spender Saver Assessment!


By taking a few minutes to learn your spending style, you could potentially turning dimes in to dollars… which will add up to thousands eventually! Open yourself up to the true you, and you will be rewarded for years to come!


You will get:
  • Peace of mind
  • Better spending decisions
  • Better relationships
  • And more...
  YOUR PRIVACY IS IMPORTANT TO US AND WE WILL NEVER RENT OR SELL YOUR INFORMATION.

It’s really interesting. Have you ever wondered why so many people with good jobs, a great education, and appear to be really smart, have problems holding onto their money?


Before I explain the reasons why - and they are real reasons, let me first ask you a few questions…

  • Do you frequently wonder where your paycheck went?
  • Have you ever gone to the store to get milk… but came away with a whole lot more?
  • Are you a sucker for a bargain?
  • Do you spend money even when you know you shouldn’t?
  • Has anyone ever told you that you’re an irrational spender?
  • Do you stubbornly defend and rationalize your spending choices?
  • Have you tried budgets only to abandon them a few weeks later?
  • Do you have the main bills covered but no money left for savings or retirement?
  • Do you ever wonder ‘if I’m so smart, why am I broke?!’

If you answered YES to any of these questions, then read on.

I’m going to let you in on a little secret

Drum roll…


You are not supposed to work well with money.


I mean it. But not just you personally; humankind is, naturally, not hardwired for financial responsibility!


Let me explain: Once upon a time when we lived in forests, that strong headed nature of yours would have kept you alive. Our primitive feeling brain was designed to keep us alive and pass on our genes - not balance a checkbook or navigate a mall. We were required to be bold, take risks and make snap emotional choices. Today it’s a different story, and these same instincts are killing us (or rather, our credit) in the mall.


In fact, researchers think that 95 to 99% of our spending decisions are unconscious and emotional.


So you see - our very human nature is conspiring against us when we make money choices

So who am I and why am I
telling you this?

Hi, my name is Ted McLyman, and I’m the CEO of Apexx Behavioral Solutions – a financial company with a big difference.


I’ve had over 35 years experience in the financial services industry, and I’ve become fascinated by something that until now has been completely ignored by most people working in the personal finance world.


That is; that your spending choices are irrational and based on your emotions.


I believe we’ve all been lied to, and for far too long I know that you’ve been made to feel guilty - I sure have!


But all is not lost. Knowledge is power. Once you understand that your spending is driven by deep-seated emotions (just like everyone else) then and only then, will you be able to effectively manage your money.


I’ve met too many well dressed, great-smelling people… that are broke.

And I’ve had enough!

It’s time for a change.


My goal in life is to help people understand their spending behavior, and why it is seriously damaging them financially.


If people are ‘bad with money’ this means there is something clogging their filter, and preventing them from recognizing the truth. It’s time for a reality check. In a similar way to comfort eating, many people comfort spend but have never recognized this behavior for what it really is.


It’s time you learned your unique money temperament - how you think and feel about money. Why? Because the common wisdom about money is wrong. Success with money is about knowing and managing your money temperament, not your money.


No one is talking about this. Until now.

We all face 4 significant money challenges, and these are
the first steps to understanding:



We are human. Our human nature gets in the way of making good money decisions


We don’t understand how money choices are made or how our unique money temperament influences our money choices


We believe the common wisdom that we are rational decision-makers with our money and that all we have to do to be successful is select, own, and manage the right products and services


The rules of money have changed. The rules that may have worked for your parents and grandparents might not work for you


So yes, money makes you crazy… just a little. That’s a given. What is important is how you deal with it.

I am here to teach you how to do this.

Know Thyself!

Get my own FREE personalised Spender Saver Assessment!


By taking a few minutes to learn your spending style, you could potentially turning dimes in to dollars… which will add up to thousands eventually! Open yourself up to the true you, and you will be rewarded for years to come!


You will get:
  • Peace of mind
  • Better spending decisions
  • Better relationships
  • And more...
  YOUR PRIVACY IS IMPORTANT TO US AND WE WILL NEVER RENT OR SELL YOUR INFORMATION.

You may be thinking ‘the last thing I need is yet another personal finance “expert” telling me what to do!’ Well, I would agree with you in many ways, you would be wise to be on your guard.


After all, most so-called ‘expert’ advice is one-size-fits-all. It's won’t do. If the recommended approach doesn’t fit with your money temperament then it will not work. Period. Let me repeat that because this is so important - No matter what expert you are following, what your financial advisor tells you, no matter your best intentions and New Year’s Resolution… if the approach doesn’t fit with your money temperament then it will not work.


All the money advice may be well meaning and might actually work in theory, but if you don’t understand how you think and feel about money, it will be pointless in the end because you simply won’t follow it.


Money sanity is about behavior. If you want to manage your spending behavior you first need to understand it, and when you know how and why you make money choices you will become the master of them.